There are several different types of liability insurance, but in each instance the insurance covers damages to third parties. If you are sued for property damage, your liability insurance policy would cover the cost of defending and resolving the suit. A general liability policy will cover you for common risks, including customer injuries on your premises or property damage due to your negligence. Other types of liability insurance include:

Professional Liability

Professional liability is also known as “Errors and Omissions Insurance” and “Malpractice Insurance”. This policy covers damages to third parties out of a negligent act or an error or omission in the professional services they provide. This act must actually be an unintentional error, and not merely poor judgment. This policy will cover the cost of defending and resolving the suit.

Directors’ and Officers’ Liability Insurance

This type of insurance is generally purchased by corporations and nonprofit organizations to cover the costs of lawsuits against directors and officers.

Automobile Insurance

Commercial automobile policies cover the cars, vans, trucks and trailers used in your business. The liability portion of your commercial auto policy covers you in the event of an at fault accident for bodily injury and property damage.

Request a quote online or call 505.835.5619 to discuss your policy needs.

Questions about our services?
Email or call 505.835.5619 today and tell us how we can help you.

“Wow! What a gal! Liz Reyna is an outstanding insurance agent with expertise and knowledge beyond measure. She manages her agency with superb organization skills coupled with a definite understanding of her clients insurance needs. I have utmost confidence and trust in her ability to direct me through the insurance maze.” — J.P.


Dear Friends, It’s taken me some time to come up with a Mission Statement. I wrote one when I first opened my business and then put it in a drawer because I just didn’t like it.  I knew what I wanted it to convey, but I wasn’t sure how to say it.  I read lots […]

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